ClosedPrice Reduced

$162,999

$163,000
95 Smallmouth Lane, Wilmington, IL 60481
2 Beds1 Baths0 sqft42 days
95 Smallmouth Lane·Wilmington, IL 60481
2Bedrooms
1Bathrooms
0Sq Ft
1993Year Built
About This Home

HUGE UPDATES! Welcome to waterfront living at Shadow Lakes! This updated 2-bed, 1-bath year-round home offers the perfect balance of comfort and recreation-just under an hour from Chicago in a secure gated community. Enjoy peaceful views from your two-tier deck and covered gazebo overlooking the wide channel leading to Big Shadow Lake. Recent improvements include a new roof (2025), updated HVAC and ductwork (2024), new air conditioning unit (2024), tankless water heater (2024), foam and batt insulation (2025), and a freshly paved asphalt driveway (2024). Inside, the home features an open concept with vinyl plank flooring, beamed ceilings, and an eat-in kitchen with included appliances. Laundry is conveniently located in-unit. Shadow Lakes offers spring-fed, stocked lakes for boating and fishing, a clubhouse, pool, beach, volleyball and basketball courts, and scenic walking trails. Whether you're looking for a vacation retreat or a year-round residence, this home provides an affordable opportunity to live where others vacation. Natural gas, forced-air heat, and central A/C-no propane. Plenty of parking with asphalt drive and storage shed. HOA approx. $1,035 per year. Plans for a future second bath available.

MLS# 12491027Listed October 9, 2025ResidentialRanchSubdivision: Shadow Lakes
Property Details

Beds & Baths

Total Bedrooms2
Total Bathrooms1
Full Baths1
Half Baths0
Total Rooms5

Size & Structure

Living Area0 sqft
Year Built1993
Lot Size0.110 acres

Location

CountyWill
TownshipReed
SubdivisionShadow Lakes
Zip Code60481

Financial

List Price$162,999
Original Price$163,000
Annual Taxes (2023)$1,543
Monthly Tax Est.$129
Parcel #2404205017000000
Interior Features

Appliances

RangeMicrowaveRefrigeratorWasherDryer

Flooring

Laminate

Heating

Natural GasForced Air

Cooling

Central Air

Basement

None

Laundry

In Unit
Exterior & Lot

Construction

Vinyl Siding

Roof

Asphalt

Exterior Features

Dock

Patio & Porch

Deck

Lot Features

Water Rights
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Electric

Circuit Breakers

Parking

AsphaltOff StreetYesOwned
HOA & Community
HOA Fee
$1,035
Annually

HOA Includes

WaterSecurityClubhousePoolScavengerSnow RemovalLake Rights

Community Features

ClubhouseParkPoolLakeWater RightsGated
Schools
Elementary
Reed-Custer Primary School
District: 255U
Middle School
Reed-Custer Middle School
District: 255U
High School
Reed-Custer High School
District: 255U
Tax & Financial
Annual Taxes
$1,543
Tax Year 2023
Monthly Tax Est.
$129
per month
Price Reduced by $1
Original list price: $163,000
Property Location

95 Smallmouth Lane, Wilmington, IL 60481 — Will County

$162,999
95 Smallmouth Lane
2 bd1 ba0 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
42 days on market
0.110 acres
$1,543/yr taxes
$1,035 HOA (annually)
Price reduced $1
$1,071
estimated monthly payment
Principal & Interest
$857/mo
Property Tax
$129/mo
HOA
$86/mo
$162,999
20% — $32,600
3%50%
6.875%
3%12%
Loan Amount
$130,399
Down Payment
$32,600

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
eXp Realty
Agent: Krystal Ruggiero
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Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

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