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$1,050,000

3N697 Route 31, St. Charles, IL 60174
4 Beds4 Baths4,365 sqft12 days
3N697 Route 31·St. Charles, IL 60174
4Bedrooms
4Bathrooms
4,365Sq Ft
1956Year Built
About This Home

Don't miss this rare opportunity to own a stunning home along the coveted "Magnificent Mile on the Fox River." Wake up to shimmering sunrise views in this beautiful stone ranch home with walk-out basement, thoughtfully designed to maximize it's extraordinary waterfront setting and panoramic views of the award-winning Pottawatomie Golf Course across the river. Inside, an expansive, light-filled living and dining area is anchored by a classic floor to ceiling stone fireplace and beautiful hardwood floors. Gourmet kitchen is outfitted with premium Viking and Sub-Zero appliances, skylights, large eating area, breakfast bar and a sunroom that opens onto a charming deck which is perfect for morning coffee overlooking the multi-tiered gardens and riverfront. The bedroom wing features an elegant primary suite with expansive windows framing the breathtaking view. A luxurious marble bath with skylight, walk-in shower and custom walk-in closet completes the retreat. Two additional spacious 1st floor bedrooms share a beautifully appointed marble guest bath with tub and walk-in shower. The walk-out lower level is an entertainer's dream. The finished space has a 2nd stone fireplace and wet bar plus the following special features: Ensuite bedroom 4 has a luxury bath with heated floors ~ Expansive family room that opens seamlessly to the outdoors ~ Bar and game area ~ Exercise room with walk-in closet (could potentially be bedroom #5) plus 2nd kitchen in laundry room which makes entertaining so easy! Enjoy summer gatherings by the water with a floating dock, gazebo, generous deck and a grand Italianate fountain at the heart of lush, formal gardens. Plus a great view of the St. Charles 4th of July fireworks from the gazebo! All this, less than one mile from the vibrant shops and award-winning restaurants of beautiful downtown St. Charles-yet nestled among mature trees providing privacy and a wide stunning water view, creating the perfect sanctuary and tranquil escape. Lovingly maintained by one family for over 40 years, this remarkable property is a true legacy home.

MLS# 12433643Listed July 30, 2025Residential
Property Details

Beds & Baths

Total Bedrooms4
Total Bathrooms4
Full Baths3
Half Baths1
Total Rooms10

Size & Structure

Living Area4,365 sqft
Garage Spaces3
Fireplaces2
Year Built1956
Lot Size1.320 acres

Location

CountyKane
TownshipSt. Charles
Zip Code60174

Financial

List Price$1,050,000
Price / Sq Ft$241
Annual Taxes (2024)$11,586
Monthly Tax Est.$966
Parcel #0928228007
Interior Features

Appliances

RangeMicrowaveDishwasherHigh End RefrigeratorWasherDryerStainless Steel Appliance(s)Wine RefrigeratorRange HoodWater Softener RentedFront Controls on Range/Cooktop

Flooring

Hardwood

Heating

Natural GasForced AirRadiant Floor

Cooling

Central Air

Basement

FinishedStorage SpaceFullWalk-Out Access

Laundry

In UnitSink

Fireplace

Wood Burning
Exterior & Lot

Construction

Stone

Exterior Features

Boat Slip

Patio & Porch

Deck

Lot Features

Water RightsViews
Utilities & Parking

Sewer

Septic Tank

Water Source

Well

Parking

Garage Door OpenerOn SiteGarage OwnedAttachedGarage
HOA & Community

HOA Includes

None

Community Features

Water RightsStreet Paved
Tax & Financial
Annual Taxes
$11,586
Tax Year 2024
Monthly Tax Est.
$966
per month
Price per Sq Ft
$241
per square foot
Property Location

3N697 Route 31, St. Charles, IL 60174 — Kane County

$1,050,000
$241 / sqft
3N697 Route 31
4 bd4 ba4,365 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
12 days on market
3-car garage
2 fireplaces
1.320 acres
$11,586/yr taxes
$6,484
estimated monthly payment
Principal & Interest
$5,518/mo
Property Tax
$966/mo
$1,050,000
20% — $210,000
3%50%
6.875%
3%12%
Loan Amount
$840,000
Down Payment
$210,000

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
@properties Christie's International Real Estate
Agent: Julie Goodyear
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Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

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