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Fall in love with this 4 bed, 2.5 bath split-level beauty nestled on the waterfront in peaceful Lake Charlotte-right next to the neighborhood park! Enjoy morning coffee with pond views, evenings by the water, and a backyard perfect for entertaining. Home features 2 levels of living with fireplaces on the main level and in the walk-out lower level. The inviting living room features a fireplace and large windows that fill the space with natural light, creating a warm and welcoming atmosphere. A generously sized kitchen with abundant cabinetry and a cozy breakfast nook flows into a formal dining room-perfect for everyday living or entertaining guests. The 3 season room is the perfect place to take in this serene lot with mature oak trees. The lower level offers a spacious family room, a dedicated craft room, and generously sized bedrooms-one featuring two large closets, including a walk-in. An additional bedroom provides flexible use as a guest room, home office, or in-law suite, complete with sliding glass doors that lead to the deck and an adjoining full bath. A convenient mudroom with an extra refrigerator adds to the home's functionality and everyday ease. A spacious 3-car garage adds the finishing touch to this thoughtfully designed home. Just minutes from Otter Cove Aquatic Park, James O'Brien Fields, and top-rated St. Charles Schools. Come see what lake life is all about! This one is a must-see!