ClosedPrice Reduced

$399,900

$420,000
314 Oak Street, St. Charles, IL 60174
3 Beds3 Baths84 days
314 Oak Street·St. Charles, IL 60174
3Bedrooms
3Bathrooms
1915Year Built
About This Home

Fantastic location. 3 blocks to downtown St. Charles and the Fox River! Investment property that is a duplex rental with 2 car garage and 2 driveways. Large lower unit with eat-in kitchen, 2 bedrooms, larger living room and 1 1/2 baths. Upper unit has small eat-in kitchen, 1 bedroom, 1 full bath and laundry room. Each unit has a washer and dryer. Lower level has been updated. Basement has outside access and could be used for storage.. Home had newer windows. Walk to restaurants, shopping, library, parks and school.

MLS# 12018426Listed April 9, 2024Residential IncomeBi-Level
Property Details

Beds & Baths

Total Bedrooms3
Total Bathrooms3
Total Rooms12

Size & Structure

Garage Spaces2
Year Built1915
Lot Size60X125

Location

CountyKane
TownshipSt. Charles
Zip Code60174

Financial

List Price$399,900
Original Price$420,000
Annual Taxes (2022)$6,894
Monthly Tax Est.$575
Parcel #0934118008
Interior Features

Heating

Natural Gas

Basement

Crawl SpacePartial
Exterior & Lot

Construction

Cedar

Foundation

BlockConcrete PerimeterStone

Patio & Porch

Porch
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Parking

Garage Door OpenerGarageOn SiteGarage OwnedDetachedDrivewayOwned
HOA & Community

Community Features

ParkSidewalks
Schools
Elementary
Davis Richmond Elementary School
District: 303
Middle School
Thompson Middle School
District: 303
High School
St Charles East High School
District: 303
Tax & Financial
Annual Taxes
$6,894
Tax Year 2022
Monthly Tax Est.
$575
per month
Price Reduced by $20,100
Original list price: $420,000
Property Location

314 Oak Street, St. Charles, IL 60174Kane County

$399,900
314 Oak Street
3 bd3 ba
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
84 days on market
2-car garage
60X125
$6,894/yr taxes
Price reduced $20,100
$2,676
estimated monthly payment
Principal & Interest
$2,102/mo
Property Tax
$575/mo
$399,900
20% — $79,980
3%50%
6.875%
3%12%
Loan Amount
$319,920
Down Payment
$79,980

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
City Gate Real Estate Inc.
Agent: Garrett Horkan
Similar Homes

You May Also Like

Keep Exploring

Find Your Perfect Home

Browse available listings in St. Charles and across the North Shore.

Also popular on the North Shore

REALTOR® Logo
Equal Housing Opportunity LogoEqual Housing Opportunity

Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy.

© 2026 MLS GRID. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use.