Closed

$465,000

1407 12th Street, St. Charles, IL 60174
3 Beds4 Baths2,181 sqft4 days
1407 12th Street·St. Charles, IL 60174
3Bedrooms
4Bathrooms
2,181Sq Ft
1975Year Built
About This Home

Multiple offers received. FALL in LOVE with this impeccably maintained home in the highly coveted Davis School neighborhood. Stunning curb appeal starts with the brick-lined concrete driveway & leads up the brick path to front patio & lush, professionally landscaped yard. Oversize living room & formal dining room boast hardwood floors. Updated kitchen has new stainless steel appliances & large breakfast counter. Custom built-in cabinets flank the updated fireplace (granite surround) in the cozy family room. Updated powder room completes the main floor. The second floor features a reconfigured primary suite with remodeled & expanded private bath, 2 additional LARGE bedrooms & another full bath. Basement is partially finished with a flexible, bonus room (toy area, 4th bedroom, media room), 1/2 bath & office space. Full laundry room has new washer & dryer, utility sink, storage cabinets & plenty of countertops for sorting & folding. Just a few of the MANY UPGRADES include: New Roof '24, New Furnace & AC '18, Replacement Windows '08, New Siding, Gutters & Gutter Guards '08, New Stainless Steel Kitchen Appliances '24. Updated kitchen, family room & bathrooms. Serene, Private back yard (no neighbors behind!) is professionally landscaped, has paver patio, cute storage shed & wrought-iron look fence (new in '21). Tinker in this "dream" 2-car garage with extra shelving, workbenches & beverage fridge. Best of both worlds! Walk to both Geneva & St. Charles downtowns...fine dining, quaint boutiques, live music, summer & winter festivals. Minutes to Geneva Commons shopping, & Kane County Fairground for treasure hunting at the flea market. Skip to local parks: Wheeler Park, Potawatomi Park, bike the Riverwalk, splash & swim at Otter Cove Aquatic Park. Award Winning District 303 schools. Easy access to all transportation & minutes to Geneva Metra Commuter Station.

MLS# 12451418Listed September 9, 2025ResidentialTraditional
Property Details

Beds & Baths

Total Bedrooms3
Total Bathrooms4
Full Baths2
Half Baths2
Total Rooms9

Size & Structure

Living Area2,181 sqft
Garage Spaces2
Fireplaces1
Year Built1975
Lot Size0.240 acres

Location

CountyKane
TownshipSt. Charles
Zip Code60174

Financial

List Price$465,000
Price / Sq Ft$213
Annual Taxes (2024)$7,384
Monthly Tax Est.$615
Parcel #0933405028
Interior Features

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryerStainless Steel Appliance(s)

Flooring

HardwoodCarpet

Heating

Natural GasForced Air

Cooling

Central Air

Basement

Partially FinishedCrawl SpaceEgress WindowRec/Family AreaPartial

Laundry

Sink

Fireplace

Gas LogGas Starter
Exterior & Lot

Construction

Vinyl Siding

Roof

Asphalt

Foundation

Concrete Perimeter

Patio & Porch

PatioPorch

Lot Features

Landscaped
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Parking

Brick DrivewayConcreteGarage Door OpenerOn SiteGarage OwnedAttachedGarage
HOA & Community

HOA Includes

None

Community Features

CurbsSidewalksStreet LightsStreet Paved
Schools
Elementary
Davis Elementary School
District: 303
Middle School
Thompson Middle School
District: 303
High School
St Charles East High School
District: 303
Tax & Financial
Annual Taxes
$7,384
Tax Year 2024
Monthly Tax Est.
$615
per month
Price per Sq Ft
$213
per square foot
Property Location

1407 12th Street, St. Charles, IL 60174 — Kane County

$465,000
$213 / sqft
1407 12th Street
3 bd4 ba2,181 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
4 days on market
2-car garage
1 fireplace
0.240 acres
$7,384/yr taxes
$3,059
estimated monthly payment
Principal & Interest
$2,444/mo
Property Tax
$615/mo
$465,000
20% — $93,000
3%50%
6.875%
3%12%
Loan Amount
$372,000
Down Payment
$93,000

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Coldwell Banker Realty
Agent: Cynthia Sullivan
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