ClosedPrice Reduced

$305,000

$325,000
1223 3rd Street, St. Charles, IL 60174
2 Beds1 Baths1,121 sqft13 days
1223 3rd Street·St. Charles, IL 60174
2Bedrooms
1Bathrooms
1,121Sq Ft
1948Year Built
About This Home

This charming 2-bedroom, 1-bathroom home in beautiful St. Charles presents a fantastic opportunity for buyers ready to make it their own. While the interior could benefit from some cosmetic updates, many of the major improvements have already been completed, including a newer furnace and air conditioning system, a brand-new roof, and new siding. The full, partially finished basement provides extra space for storage, a home office, or recreational use, and the 1-car attached garage features convenient alley access. There's also space at the rear of the property for a potential detached garage, offering added flexibility. Located in a quiet, well-established neighborhood, this home is ideally situated just 5 minutes from vibrant downtown St. Charles, where you can enjoy riverfront dining, shopping, and year-round community events. You're also just minutes from the popular 3rd Street shopping and dining district in downtown Geneva-perfect for weekend strolls, coffee dates, and exploring local boutiques. Enjoy easy access to Lincoln Park, the Fox River Trail, and the historic Arcada Theatre, as well as commuter routes like Route 64 and Randall Road. With highly rated schools nearby and endless amenities just around the corner, this home is full of potential and perfectly located for enjoying the best of the Fox Valley lifestyle.

MLS# 12375333Listed May 29, 2025ResidentialRanch
Property Details

Beds & Baths

Total Bedrooms2
Total Bathrooms1
Full Baths1
Half Baths0
Total Rooms6

Size & Structure

Living Area1,121 sqft
Garage Spaces1
Year Built1948
Lot Size0.204 acres

Location

CountyKane
TownshipSt. Charles
Zip Code60174

Financial

List Price$305,000
Original Price$325,000
Price / Sq Ft$272
Annual Taxes (2023)$4,718
Monthly Tax Est.$393
Parcel #0934376011
Interior Features

Heating

Natural Gas

Cooling

Central Air

Basement

UnfinishedFull
Exterior & Lot

Construction

Vinyl Siding
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Parking

On SiteGarage OwnedAttachedGarage
Tax & Financial
Annual Taxes
$4,718
Tax Year 2023
Monthly Tax Est.
$393
per month
Price per Sq Ft
$272
per square foot
Price Reduced by $20,000
Original list price: $325,000
Property Location

1223 3rd Street, St. Charles, IL 60174 — Kane County

$305,000
$272 / sqft
1223 3rd Street
2 bd1 ba1,121 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
13 days on market
1-car garage
0.204 acres
$4,718/yr taxes
Price reduced $20,000
$1,996
estimated monthly payment
Principal & Interest
$1,603/mo
Property Tax
$393/mo
$305,000
20% — $61,000
3%50%
6.875%
3%12%
Loan Amount
$244,000
Down Payment
$61,000

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Coldwell Banker Realty
Agent: Tracey Larsen
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