Active Under Contract

$639,000

101 Horne Street, St. Charles, IL 60174
6 Beds4 Baths8 days
101 Horne Street·St. Charles, IL 60174
6Bedrooms
4Bathrooms
1920Year Built
About This Home

Beautiful duplex on double-deep lot in stunning, luxurious neighborhood just south of downtown St. Charles. Rare opportunity to own both sides of a duplex, 101 & 103 Horne St. Live in one side and rent the other- You have the potential for the rental income to assist with your mortgage, or rent both sides. This home is a duplex with each side mirroring the other. There is one parcel number, but two addresses: 101 Horne St and 103 Horne St indicating the two seperate residences. Both sides have solid oak hardwood floors, updated kitchens. Each side has 3 bedrooms, 1.5 bathrooms, and a lovely sun porch. Each side has their own private basement with exterior access and full washer/dryer. Per measurements in the home, the total finished living square footage is approximately 2400 sq ft above grade, including both sides. Garage is detached and has two bays with California-style garage doors. This large, oversized lot is lovely with mature trees and holds considerable potential. The lot is unique in that it is double-deep. Each unit has seperate gas and electric; water is shared. Living close to downtown and only two blocks from the Fox River trail, allows easy access to enjoy all downtown St Charles and Geneva have to offer. Located close to quaint, downtown St Charles and walking distance to Mount St Mary's Park and Wheeler Park, this home is perfect for an investor, owner-occupier, or other. Currently rented, $2410/m and $2350/m (discounted rent as tenant maintains the lawn). Monthly income: $4,760. Annual gross income: $57,120. Agent has owner interest in property.

MLS# 12604587Listed April 1, 2026Residential Income
Property Details

Beds & Baths

Total Bedrooms6
Total Bathrooms4
Total Rooms19

Size & Structure

Garage Spaces2
Year Built1920
Lot Size52X272X52X255

Location

CountyKane
TownshipSt. Charles
Zip Code60174

Financial

List Price$639,000
Annual Taxes (2022)$8,024
Monthly Tax Est.$669
Parcel #0934336009
Interior Features

Heating

Natural Gas

Basement

UnfinishedWalk-Out Access
Exterior & Lot

Construction

Aluminum Siding
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Parking

YesGarage OwnedDetachedOwnedGarage
Tax & Financial
Annual Taxes
$8,024
Tax Year 2022
Monthly Tax Est.
$669
per month
Property Location

101 Horne Street, St. Charles, IL 60174 — Kane County

$639,000
101 Horne Street
6 bd4 ba
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
8 days on market
2-car garage
52X272X52X255
$8,024/yr taxes
$4,027
estimated monthly payment
Principal & Interest
$3,358/mo
Property Tax
$669/mo
$639,000
20% — $127,800
3%50%
6.875%
3%12%
Loan Amount
$511,200
Down Payment
$127,800

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Fox Valley Real Estate
Agent: Julieanne Zenz
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Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

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