Active Under Contract

$850,000

647 Oak Lane, South Elgin, IL 60177
4 Beds5 Baths0 sqft35 days
647 Oak Lane·South Elgin, IL 60177
4Bedrooms
5Bathrooms
0Sq Ft
2003Year Built
About This Home

Situated on a quiet cul-de-sac with scenic wetland views, this quality-built home offers 3,588 sq ft above grade plus an additional 1,100 sq ft finished lookout basement. Freshly painted throughout with updated bathrooms, new light fixtures and ceiling fans, this home is truly move-in ready. Enjoy abundant natural light with southern exposure flooding the island kitchen, featuring top-line stainless steel appliances and a new refrigerator, updated cabinet hardware, along with a sunny breakfast area and dramatic two-story family room anchored by a floor-to-ceiling masonry fireplace. The main level includes formal living and dining rooms, a grand two-story foyer, private first-floor library, and hardwood floors throughout. The spacious finished basement adds incredible versatility with a full bath, second kitchen, bar, additional fireplace, and a new basement refrigerator and dishwasher-perfect for extended living or entertaining. Retreat to the spa-like updated primary bath showcasing today's most sought-after finishes, including a freestanding soaking tub, oversized walk-in glass shower with designer tile surround and built-in niche, and a striking double vanity with quartz countertops, modern cabinetry, upgraded fixtures, hardware and stylish lighting-bright, luxurious, and timeless. The master suite offers a tray ceiling, impressive 32x7 walk-in closet, and separate shower. A private guest suite features a cathedral ceiling and en-suite bath, while the second-floor reading nook provides a cozy reading space. Additional highlights include a built-in sound system, whole-house air purification with two-zone high-efficiency HVAC, two new water heaters, a 3.5-car garage, underground sprinklers, and two decks for outdoor enjoyment. Located in the desirable Thornwood community with access to The Sports Core clubhouse, fitness center, pool, tennis courts, and an on-site elementary school. Minutes to shopping, dining, and everyday conveniences. A truly exceptional place to call home. Note this is a relocation property

MLS# 12552302Listed January 28, 2026ResidentialSubdivision: Thornwood
Property Details

Beds & Baths

Total Bedrooms4
Total Bathrooms5
Full Baths4
Half Baths1
Total Rooms13

Size & Structure

Living Area0 sqft
Garage Spaces3
Fireplaces2
Year Built2003
Lot Size0.311 acres

Location

CountyKane
TownshipSt. Charles
SubdivisionThornwood
Zip Code60177

Financial

List Price$850,000
Annual Taxes (2024)$17,506
Monthly Tax Est.$1,459
Parcel #0905124012
Interior Features

Appliances

RangeMicrowaveDishwasherRefrigeratorHigh End RefrigeratorWasherDryerDisposalStainless Steel Appliance(s)

Flooring

HardwoodLaminate

Heating

Natural GasForced AirSep Heating Systems - 2+Zoned

Cooling

Central Air

Basement

FinishedFullDaylight

Laundry

Main Level

Fireplace

Gas LogGas Starter
Exterior & Lot

Construction

BrickCedarStone

Roof

Asphalt

Foundation

Concrete Perimeter

Exterior Features

Fire Pit

Patio & Porch

DeckPatio

Lot Features

Cul-De-SacWetlands
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Electric

Circuit Breakers

Parking

ConcreteGarage Door OpenerGarageYesGarage OwnedAttached
HOA & Community
HOA Fee
$163
Quarterly

HOA Includes

InsuranceClubhouseExercise FacilitiesPoolOther

Community Features

ClubhouseParkPoolTennis Court(s)LakeSidewalks
Schools
Elementary
Corron Elementary School
District: 303
Middle School
Haines Middle School
District: 303
High School
St Charles North High School
District: 303
Tax & Financial
Annual Taxes
$17,506
Tax Year 2024
Monthly Tax Est.
$1,459
per month
Property Location

647 Oak Lane, South Elgin, IL 60177 — Kane County

$850,000
647 Oak Lane
4 bd5 ba0 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
35 days on market
3-car garage
2 fireplaces
0.311 acres
$17,506/yr taxes
$163 HOA (quarterly)
$5,980
estimated monthly payment
Principal & Interest
$4,467/mo
Property Tax
$1,459/mo
HOA
$54/mo
$850,000
20% — $170,000
3%50%
6.875%
3%12%
Loan Amount
$680,000
Down Payment
$170,000

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Baird & Warner Fox Valley - Geneva
Agent: Paul Chadwick
Similar Homes

You May Also Like

Keep Exploring

Find Your Perfect Home

Browse available listings in South Elgin and across the North Shore.

Also popular on the North Shore

REALTOR® Logo
Equal Housing Opportunity LogoEqual Housing Opportunity

Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy.

© 2026 MLS GRID. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use.