ActivePrice Reduced

$399,900

$409,900
550 Cross Plains Road, Rockford, IL 61107
3 Beds2 Baths1,866 sqft26 days
550 Cross Plains Road·Rockford, IL 61107
3Bedrooms
2Bathrooms
1,866Sq Ft
2025Year Built
About This Home

Brand-New Construction COMPLETED and move-in ready! Discover this stunning custom-built ranch-style home by MeccaBuilders in a prime NE Rockford subdivision. This sleek, open-concept 1,866 sq ft home offers impressive curb appeal with durable LP SmartSide siding on the front, a covered porch, a distinctive roofline, and an elegant front door with dual sidelights. Inside, the spacious floor plan features an eat-in kitchen with a center island with sink, quartz counter tops, stainless steel appliances, and a large pantry. The kitchen and dining area flow seamlessly into the vaulted living room with an 8-foot sliding glass door leading to a 12x16 deck. A convenient mudroom/laundry room just off the kitchen includes a utility sink, coat closet, and garage access-and the builder is even including a washer and dryer! The primary suite offers a spacious walk-in closet and private bath with a double quartz vanity and tiled shower. Two additional bedrooms and a full bathroom provide comfortable accommodations. Carpeted stairs lead to the expansive basement ready for future finishing, featuring an egress window, bathroom rough-in, power vent water heater, and 200-amp electrical service. High-end finishes include durable Pergo flooring in the main living areas, plush carpeting in the bedrooms, craftsman-style trim, Moen plumbing fixtures, and on-trend lighting. Enjoy the already seeded yard. This home is eligible for the Rockford NewConstruction Property Tax Rebate Program-qualifying homeowners may receive three years of property tax refunds, potentially saving thousands! Conveniently located near I-90, the new Hard Rock Hotel & Casino, Javon Bea Hospital, shopping, and more. Some photos are virtually staged.

MLS# 12561986Listed February 5, 2026Residential
Property Details

Beds & Baths

Total Bedrooms3
Total Bathrooms2
Full Baths2
Half Baths0
Total Rooms5

Size & Structure

Living Area1,866 sqft
Garage Spaces3
Year Built2025
Lot Size0.320 acres

Location

CountyWinnebago
TownshipRockford
Zip Code61107

Financial

List Price$399,900
Original Price$409,900
Price / Sq Ft$214
Annual Taxes (2024)$1,297
Monthly Tax Est.$108
Parcel #1224201007
Interior Features

Heating

Natural Gas

Cooling

Central Air

Basement

UnfinishedFull

Laundry

Sink
Exterior & Lot

Construction

Vinyl Siding
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Parking

YesGarage OwnedAttachedGarage
Tax & Financial
Annual Taxes
$1,297
Tax Year 2024
Monthly Tax Est.
$108
per month
Price per Sq Ft
$214
per square foot
Price Reduced by $10,000
Original list price: $409,900
Property Location

550 Cross Plains Road, Rockford, IL 61107 — Winnebago County

$399,900
$214 / sqft
550 Cross Plains Road
3 bd2 ba1,866 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
26 days on market
3-car garage
0.320 acres
$1,297/yr taxes
Price reduced $10,000
$2,210
estimated monthly payment
Principal & Interest
$2,102/mo
Property Tax
$108/mo
$399,900
20% — $79,980
3%50%
6.875%
3%12%
Loan Amount
$319,920
Down Payment
$79,980

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Keller Williams Realty Signature
Agent: Lauren Medearis
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