ClosedPrice Reduced

$435,000

$449,900
545 Waterford Drive, Oswego, IL 60543
3 Beds3 Baths3,195 sqft37 days
545 Waterford Drive·Oswego, IL 60543
3Bedrooms
3Bathrooms
3,195Sq Ft
2001Year Built
About This Home

Waterside Living in the Ponds at Mill Race Creek! Welcome to this brick facade home featuring a private backyard that overlooks a tranquil pond. Spend your summer evenings relaxing on the brick paver patio, surrounded by fruit trees and serene views-your own peaceful retreat! Step inside to a grand two-story foyer and hardwood floors throughout the first level. The inviting family room offers a cozy fireplace and flows seamlessly into the kitchen, which boasts an island and open sightlines-perfect for entertaining or everyday living. Upstairs, the spacious loft provides great flexibility and can easily be converted into an additional bedroom. The generously sized primary suite features a cathedral ceiling, walk-in closet, and a luxurious ensuite bath with dual vanity, separate shower, and soaking tub. The secondary bedrooms also offer cathedral ceilings and share a hall bathroom. The finished basement adds even more living space-ideal for a rec room, home gym, or media area. With its stunning views and flexible layout, this home truly has it all. Don't miss your chance-it won't last!

MLS# 12446516Listed August 15, 2025ResidentialTraditionalSubdivision: Mill Race Creek
Property Details

Beds & Baths

Total Bedrooms3
Total Bathrooms3
Full Baths2
Half Baths1
Total Rooms10

Size & Structure

Living Area3,195 sqft
Garage Spaces2
Fireplaces1
Year Built2001
Lot Size0.220 acres

Location

CountyKendall
TownshipOswego
SubdivisionMill Race Creek
Zip Code60543

Financial

List Price$435,000
Original Price$449,900
Price / Sq Ft$136
Annual Taxes (2024)$10,024
Monthly Tax Est.$835
Parcel #0309330002
Interior Features

Appliances

RangeDishwasherRefrigeratorWasherDryerRange HoodWater Softener Owned

Flooring

HardwoodCarpet

Heating

Natural GasForced Air

Cooling

Central Air

Basement

FinishedFull

Laundry

Main LevelGas Dryer HookupIn Unit

Fireplace

Wood BurningGas Starter
Exterior & Lot

Construction

Vinyl SidingBrick

Roof

Asphalt

Foundation

Concrete Perimeter

Patio & Porch

Patio

Lot Features

Mature Trees
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Electric

Circuit Breakers

Parking

AsphaltGarage Door OpenerOn SiteGarage OwnedAttachedGarage
HOA & Community
HOA Fee
$46
Monthly

HOA Includes

Other

Community Features

LakeCurbsSidewalksStreet LightsStreet Paved
Schools
Elementary
Old Post Elementary School
District: 308
Middle School
Thompson Junior High School
District: 308
High School
Oswego High School
District: 308
Tax & Financial
Annual Taxes
$10,024
Tax Year 2024
Monthly Tax Est.
$835
per month
Price per Sq Ft
$136
per square foot
Price Reduced by $14,900
Original list price: $449,900
Property Location

545 Waterford Drive, Oswego, IL 60543 — Kendall County

$435,000
$136 / sqft
545 Waterford Drive
3 bd3 ba3,195 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
37 days on market
2-car garage
1 fireplace
0.220 acres
$10,024/yr taxes
$46 HOA (monthly)
Price reduced $14,900
$3,167
estimated monthly payment
Principal & Interest
$2,286/mo
Property Tax
$835/mo
HOA
$46/mo
$435,000
20% — $87,000
3%50%
6.875%
3%12%
Loan Amount
$348,000
Down Payment
$87,000

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Redfin Corporation
Agent: Christy Alwin
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Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

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