ClosedPrice Reduced

$229,900

$239,900
431 Independence Street, Monticello, IL 61856
3 Beds2 Baths1,778 sqft72 days
431 Independence Street·Monticello, IL 61856
3Bedrooms
2Bathrooms
1,778Sq Ft
About This Home

This charming 3-bedroom, 2-bath home is full of character inside and out, and it's been lovingly maintained. From the moment you arrive, you'll notice the great curb appeal with beautiful landscaping featuring hydrangeas and rose bushes. Inside, you'll find fresh paint, updated bathrooms, and a recently serviced furnace-making the home feel comfortable and move-in ready. A newer roof adds peace of mind. The main level offers everything you need for everyday living, including two separate living spaces, a bedroom, and a convenient laundry room. Upstairs, two additional bedrooms are tucked away, creating a cozy and private retreat. Character shines throughout with built-ins and an adorable screened-in porch that's perfect for morning coffee or relaxing evenings. The unfinished basement offers plenty of storage or room for future potential, and the detached two-car garage and spacious garden shed add even more convenience. All of this is set in a great location in the heart of Monticello, close to everything the town has to offer. This well-cared-for home is full of charm and ready to welcome its next owner.

MLS# 12533608Listed December 23, 2025ResidentialBungalow
Property Details

Beds & Baths

Total Bedrooms3
Total Bathrooms2
Full Baths2
Half Baths0
Total Rooms8

Size & Structure

Living Area1,778 sqft
Garage Spaces2
Lot Size48x110

Location

CountyPiatt
TownshipMonticello
Zip Code61856

Financial

List Price$229,900
Original Price$239,900
Price / Sq Ft$129
Annual Taxes (2024)$3,018
Monthly Tax Est.$252
Parcel #05005400020700
Interior Features

Appliances

RangeMicrowaveRefrigerator

Heating

Forced Air

Cooling

Central Air

Basement

UnfinishedPartial
Exterior & Lot

Construction

Vinyl Siding

Roof

Asphalt
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Parking

YesGarage OwnedDetachedGarage
Schools
Elementary
Monticello Elementary
District: 25
Middle School
Monticello Junior High School
District: 25
High School
Monticello High School
District: 25
Tax & Financial
Annual Taxes
$3,018
Tax Year 2024
Monthly Tax Est.
$252
per month
Price per Sq Ft
$129
per square foot
Price Reduced by $10,000
Original list price: $239,900
Property Location

431 Independence Street, Monticello, IL 61856 — Piatt County

$229,900
$129 / sqft
431 Independence Street
3 bd2 ba1,778 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
72 days on market
2-car garage
48x110
$3,018/yr taxes
Price reduced $10,000
$1,460
estimated monthly payment
Principal & Interest
$1,208/mo
Property Tax
$252/mo
$229,900
20% — $45,980
3%50%
6.875%
3%12%
Loan Amount
$183,920
Down Payment
$45,980

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
KELLER WILLIAMS-TREC-MONT
Agent: Kyle Koester
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Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

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