ClosedPrice Reduced

$295,000

$305,000
402 Main Street, Monticello, IL 61856
4 Beds2 Baths1,787 sqft33 days
402 Main Street·Monticello, IL 61856
4Bedrooms
2Bathrooms
1,787Sq Ft
1912Year Built
About This Home

This beautiful historic home in the heart of Monticello is filled with turn-of-the-century character and thoughtfully preserved details. From the moment you step onto the expansive wrap-around front porch, recently rebuilt with Trex flooring-you'll feel the warmth and charm that only a home like this can offer. Inside, the home showcases original woodwork, pocket doors, and gleaming hardwood floors, carefully maintained to preserve its timeless beauty. The updated kitchen blends old-world charm with today's conveniences, featuring quartz countertops, black stainless steel appliances, and updated cabinetry. Major updates-including newer windows, roof, siding, and garage-offer peace of mind, while the private backyard is a true gardener's delight with a patio perfect for relaxing or entertaining. Lovingly cared for by the same owner for the past 30 years, this home is ready for its next chapter. If you've been searching for a home that combines history, craftsmanship, and modern updates, look no further-this Monticello masterpiece is waiting for you.

MLS# 12449154Listed September 4, 2025Residential
Property Details

Beds & Baths

Total Bedrooms4
Total Bathrooms2
Full Baths1
Half Baths1
Total Rooms8

Size & Structure

Living Area1,787 sqft
Garage Spaces2
Fireplaces1
Year Built1912
Lot Size100 x 80

Location

CountyPiatt
TownshipMonticello
Zip Code61856

Financial

List Price$295,000
Original Price$305,000
Price / Sq Ft$165
Annual Taxes (2024)$3,383
Monthly Tax Est.$282
Parcel #05005400022300
Interior Features

Appliances

RangeMicrowaveDishwasherRefrigerator

Flooring

Hardwood

Heating

Natural Gas

Cooling

Central Air

Basement

UnfinishedFull

Laundry

In Unit

Fireplace

Masonry
Exterior & Lot

Construction

Wood SidingFiber Cement

Roof

Asphalt

Foundation

Brick/Mortar

Patio & Porch

Patio
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Parking

YesGarage OwnedDetachedGarage
HOA & Community
HOA Fee
$0
Not Applicable

HOA Includes

None
Schools
Elementary
Monticello Elementary
District: 25
Middle School
Monticello Junior High School
District: 25
High School
Monticello High School
District: 25
Tax & Financial
Annual Taxes
$3,383
Tax Year 2024
Monthly Tax Est.
$282
per month
Price per Sq Ft
$165
per square foot
Price Reduced by $10,000
Original list price: $305,000
Property Location

402 Main Street, Monticello, IL 61856 — Piatt County

$295,000
$165 / sqft
402 Main Street
4 bd2 ba1,787 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
33 days on market
2-car garage
1 fireplace
100 x 80
$3,383/yr taxes
$0 HOA (not applicable)
Price reduced $10,000
$1,832
estimated monthly payment
Principal & Interest
$1,550/mo
Property Tax
$282/mo
$295,000
20% — $59,000
3%50%
6.875%
3%12%
Loan Amount
$236,000
Down Payment
$59,000

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Realty Select One
Agent: Creg McDonald
Similar Homes

You May Also Like

Keep Exploring

Find Your Perfect Home

Browse available listings in Monticello and across the North Shore.

Also popular on the North Shore

REALTOR® Logo
Equal Housing Opportunity LogoEqual Housing Opportunity

Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy.

© 2026 MLS GRID. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use.