ClosedPrice Reduced

$289,000

$295,000
428 Main Street, Montgomery, IL 60538
3 Beds2 Baths0 sqft13 days
428 Main Street·Montgomery, IL 60538
3Bedrooms
2Bathrooms
0Sq Ft
1920Year Built
About This Home

Charming and unique with a historical flair all wrapped up together in this 3 bedroom + a finished basement with a bonus room and rec room! The furnace and A/C were both new this year, the water heater was replaced in 2024 and the roof was new in 2023. Inside this charming home you will discover real hardwood floors, beautiful wood casings on the entries, wide trim, a built-in cabinet with glass doors, a wide wood staircase and a 'hobbit' bathroom tucked under the staircase. The kitchen has stainless appliances, so many cabinets and even a pocket door! Rounding out the 1st floor is a convenient laundry room off the family room, a living room & a beautiful dining room. This home is so unique yet so functional. The 2nd floor has an updated full bathroom and 3 generous bedrooms, each with a ceiling fan/light and supersized closets! This basement has even more living space with a Rec Room, Utility Room, 'canning' cellar and a Bonus Room that would be a perfect office (these owners are currently using it as a non-conforming bedroom #4). There is a 484sf, detached, 2 car garage with an automatic opener and side access door that has plenty of room for all the extras. Walking onto the covered front porch you will know you have found your next home! Welcome!

MLS# 12511238Listed November 7, 2025Residential
Property Details

Beds & Baths

Total Bedrooms3
Total Bathrooms2
Full Baths1
Half Baths1
Total Rooms9

Size & Structure

Living Area0 sqft
Garage Spaces2
Year Built1920
Lot Size0.220 acres

Location

CountyKane
TownshipAurora
Zip Code60538

Financial

List Price$289,000
Original Price$295,000
Annual Taxes (2024)$5,017
Monthly Tax Est.$418
Parcel #1532451008
Interior Features

Appliances

RangeDishwasherRefrigeratorDisposalStainless Steel Appliance(s)

Flooring

HardwoodLaminate

Heating

Natural GasForced AirBaseboardRadiantRadiator(s)

Cooling

Central AirGas

Basement

FinishedCrawl SpacePartial

Laundry

Main LevelGas Dryer HookupElectric Dryer Hookup
Exterior & Lot

Construction

Wood Siding

Roof

Asphalt

Patio & Porch

Patio

Lot Features

Corner Lot
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Parking

AsphaltGarage Door OpenerYesDetachedGarage
HOA & Community

HOA Includes

None

Community Features

SidewalksStreet LightsStreet Paved
Schools
Elementary
Nicholson Elementary School
District: 129
Middle School
Washington Middle School
District: 129
High School
West Aurora High School
District: 129
Tax & Financial
Annual Taxes
$5,017
Tax Year 2024
Monthly Tax Est.
$418
per month
Price Reduced by $6,000
Original list price: $295,000
Property Location

428 Main Street, Montgomery, IL 60538 — Kane County

$289,000
428 Main Street
3 bd2 ba0 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
13 days on market
2-car garage
0.220 acres
$5,017/yr taxes
Price reduced $6,000
$1,937
estimated monthly payment
Principal & Interest
$1,519/mo
Property Tax
$418/mo
$289,000
20% — $57,800
3%50%
6.875%
3%12%
Loan Amount
$231,200
Down Payment
$57,800

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Baird & Warner
Agent: Carol Guist
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Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

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