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$639,000

625 Monterrey Terrace, McHenry, IL 60050
3 Beds3 Baths2,926 sqft4 days
625 Monterrey Terrace·McHenry, IL 60050
3Bedrooms
3Bathrooms
2,926Sq Ft
1984Year Built
About This Home

Rarely do you find a single-level home offering nearly 3,000 square feet of airy, light-filled living space directly on the water! This 3-bedroom, 2.1-bath ranch on the Pistakee Lake channel has been meticulously renovated, offering the perfect blend of modern luxury and "Chain O' Lakes" charm. The heart of the home features a cozy living room and eating area anchored by a gas log fireplace, while the massive family room is bathed in natural light, offering a seamless transition to the outdoors. The layout is designed to bring the outside in: brand-new in 2019 Marvin sliding doors lead from the insulated sunroom to an expansive, recently replaced wood deck, while a second set of patio doors off the guest bedroom leads to a private gazebo. Entertaining is effortless in the large recreation room, complete with a dry bar and custom wooden shutters. Every corner feels fresh, from the three completely remodeled bathrooms to the new carpeting and paint throughout. Major "big-ticket" improvements made in 2019 include: the roof, septic system, whole-house water filtration system, and 200-amp electrical panel. Outside, the property is just as impressive, featuring a private shoreline with a dock and Shore Station. Boaters and hobbyists will love the oversized 2.5-car detached garage, which is a rare 30 feet deep and features a massive 10' high by 16' wide door. With LED lighting and an abundance of extra driveway space for guest vehicles or boat trailers, this property truly has it all. Just pull up the boat and start living the dream!

MLS# 12587059Listed March 11, 2026ResidentialRanchSubdivision: Round Hill
Property Details

Beds & Baths

Total Bedrooms3
Total Bathrooms3
Full Baths2
Half Baths1
Total Rooms9

Size & Structure

Living Area2,926 sqft
Garage Spaces2
Fireplaces1
Year Built1984
Lot Size0.385 acres

Location

CountyLake
TownshipGrant
SubdivisionRound Hill
Zip Code60050

Financial

List Price$639,000
Price / Sq Ft$218
Annual Taxes (2024)$7,277
Monthly Tax Est.$606
Parcel #05043011770000
Interior Features

Appliances

RefrigeratorWasherDryerWater Softener Owned

Flooring

HardwoodLaminateCarpetWood

Heating

Natural Gas

Cooling

Central Air

Basement

Crawl Space

Laundry

Main LevelIn Unit

Fireplace

Gas Log
Exterior & Lot

Construction

Brick

Roof

Asphalt

Exterior Features

Dock

Patio & Porch

Deck

Lot Features

Channel FrontWater Rights
Utilities & Parking

Sewer

Septic Tank

Water Source

Shared Well

Parking

AsphaltGarage Door OpenerYesGarage OwnedDetachedGarage
HOA & Community

HOA Includes

None

Community Features

Water RightsStreet Paved
Schools
High School
Grant Community High School
District: 124
Tax & Financial
Annual Taxes
$7,277
Tax Year 2024
Monthly Tax Est.
$606
per month
Price per Sq Ft
$218
per square foot
Property Location

625 Monterrey Terrace, McHenry, IL 60050 — Lake County

$639,000
$218 / sqft
625 Monterrey Terrace
3 bd3 ba2,926 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
4 days on market
2-car garage
1 fireplace
0.385 acres
$7,277/yr taxes
$3,965
estimated monthly payment
Principal & Interest
$3,358/mo
Property Tax
$606/mo
$639,000
20% — $127,800
3%50%
6.875%
3%12%
Loan Amount
$511,200
Down Payment
$127,800

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Lakes Realty Group
Agent: Patricia Smarto
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Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

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