ActivePrice Reduced

$115,000

$125,000
20 Academy Street, German Valley, IL 61039
3 Beds1 Baths0 sqft92 days
20 Academy Street·German Valley, IL 61039
3Bedrooms
1Bathrooms
0Sq Ft
1977Year Built
About This Home

A Small Town with a Big Heart Welcome to Germantown, a community where history isn't just in the books-it's in the streets, the traditions, and the friendly "hello" from your neighbors. Known for its rich heritage and deep-rooted sense of togetherness, Germantown offers the peaceful, secure lifestyle of a small town while keeping you connected to everything you need. The Canvas for Your Dream Home Located on a quiet street, this 3-bedroom, 1-bathroom home is a true "diamond in the rough" waiting for the right visionary to polish it. Whether you are an ambitious DIYer, a first-time homebuyer looking to build sweat equity, or an investor seeking a high-potential rental, this property is your blank canvas. Main Level: A functional layout with three bedrooms that offer great natural light. The Lower Level: The full basement is a game-changer. Currently a clean slate, it's waiting to be transformed into a cozy family room, a home gym, a workshop, or the ultimate "man cave" or "she-shed." The Great Outdoors: Situated on a generous .27-acre lot, the backyard is a rare find. From an expansive garden and a playground to a custom deck for summer BBQs, there is room for a myriad of possibilities to create your own private oasis. Why This Property? Opportunities to own a piece of Germantown at this price point don't come often. With a solid foundation and plenty of character, this home allows you to stop renting and start investing in your future. Bring your tools, your paint swatches, and your imagination-and turn this house into the talk of the town.

MLS# 12545221Listed January 11, 2026Residential
Property Details

Beds & Baths

Total Bedrooms3
Total Bathrooms1
Full Baths1
Half Baths0
Total Rooms5

Size & Structure

Living Area0 sqft
Garage Spaces1
Year Built1977
Lot Size85x140

Location

CountyStephenson
TownshipRidott
Zip Code61039

Financial

List Price$115,000
Original Price$125,000
Annual Taxes (2024)$2,477
Monthly Tax Est.$206
Parcel #05203212701000
Interior Features

Heating

Natural Gas

Cooling

None

Basement

UnfinishedFull
Exterior & Lot

Construction

Vinyl Siding
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Parking

YesAttachedGarage
Tax & Financial
Annual Taxes
$2,477
Tax Year 2024
Monthly Tax Est.
$206
per month
Price Reduced by $10,000
Original list price: $125,000
Property Location

20 Academy Street, German Valley, IL 61039 — Stephenson County

$115,000
20 Academy Street
3 bd1 ba0 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
92 days on market
1-car garage
85x140
$2,477/yr taxes
Price reduced $10,000
$811
estimated monthly payment
Principal & Interest
$604/mo
Property Tax
$206/mo
$115,000
20% — $23,000
3%50%
6.875%
3%12%
Loan Amount
$92,000
Down Payment
$23,000

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Payne Realty
Agent: Amber Payne
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