Closed

$200,000

645 Saint Charles Street, Elgin, IL 60120
2 Beds1 Baths1,482 sqft14 days
645 Saint Charles Street·Elgin, IL 60120
2Bedrooms
1Bathrooms
1,482Sq Ft
1927Year Built
About This Home

This charming Elgin bungalow needs some TLC but is bursting with potential! Two main floor bedrooms and full bath + kitchen, separate dining room, living room and heated, 4-season sunporch with 10 double-hung windows for great light and ventilation. The interior has lovely millwork, arched doorways, hardwood floors and lots of natural light. Let your imagination run wild in the full-size unfinished attic accessible through an interior staircase. The attic is 37' ft x 25' ft ~ it is huge! It has 9 ft ceilings at it's peak and has two dormers - one on each side - that add architectural interest and natural light. It also has a plumbing rough-in. You might consider adding two additional bedrooms plus a full bath or design your dream primary suite! The home also has a large, unfinished basement with plumbing. Plenty of storage and workspace plus additional space for a future family / game / party room. Outside there is a patio area and generous yard with mature trees and perennials. NEW, long (4 cars possible) concrete driveway laid in 2023. Home is five blocks to the Fox River and the lovely Fox River Trail and approximately 4 blocks to Huff Elementary School and local parks. Home is not in the Elgin Historic District. Will be offered AS-IS. Seller will need post-close possession to find a new home. Conventional or CASH only; not suitable for FHA or VA. NOTE: This address is in a "moderate income" census tract. Purchaser may qualify for significantly reduced interest rate and/or reduced closing costs. Inquire with your preferred lender! Seller is still packing. Please excuse the mess.

MLS# 12037771Listed April 24, 2024ResidentialBungalow
Property Details

Beds & Baths

Total Bedrooms2
Total Bathrooms1
Full Baths1
Half Baths0
Total Rooms7

Size & Structure

Living Area1,482 sqft
Garage Spaces1
Year Built1927
Lot Size0.156 acres

Location

CountyKane
TownshipElgin
Zip Code60120

Financial

List Price$200,000
Price / Sq Ft$135
Annual Taxes (2022)$4,775
Monthly Tax Est.$398
Parcel #0624257010
Interior Features

Appliances

RangeRefrigeratorWasherDryer

Flooring

Hardwood

Heating

Natural Gas

Cooling

Wall Unit(s)

Basement

UnfinishedFull

Laundry

Gas Dryer HookupIn Unit
Exterior & Lot

Construction

Cedar

Roof

Asphalt

Foundation

Concrete Perimeter

Patio & Porch

Patio
Utilities & Parking

Sewer

Public Sewer

Electric

Circuit Breakers

Parking

ConcreteOn SiteGarage OwnedDetachedDrivewayOwnedGarage
HOA & Community

HOA Includes

None

Community Features

ParkSidewalksStreet Paved
Schools
Elementary
Huff Elementary School
District: 46
Tax & Financial
Annual Taxes
$4,775
Tax Year 2022
Monthly Tax Est.
$398
per month
Price per Sq Ft
$135
per square foot
Property Location

645 Saint Charles Street, Elgin, IL 60120Kane County

$200,000
$135 / sqft
645 Saint Charles Street
2 bd1 ba1,482 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
14 days on market
1-car garage
0.156 acres
$4,775/yr taxes
$1,449
estimated monthly payment
Principal & Interest
$1,051/mo
Property Tax
$398/mo
$200,000
20% — $40,000
3%50%
6.875%
3%12%
Loan Amount
$160,000
Down Payment
$40,000

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Baird & Warner
Agent: Jean Maiorella
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Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

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