Active

$459,000

362 1/2 River Bluff Road, Elgin, IL 60120
3 Beds3 Baths2,426 sqft4 days
362 1/2 River Bluff Road·Elgin, IL 60120
3Bedrooms
3Bathrooms
2,426Sq Ft
1903Year Built
About This Home

Highly sought-after location on River Bluff Road at the north end of Elgin, near the Cook/Lovell Historic District and Spring-Douglas Historic District-surrounded by beauty in every direction. Perched atop the bluff overlooking the Fox River, this unique property includes three parcels totaling over 1 acre of land! The wooded backyard slopes gently down to the Fox River Bike Trail, and the riverfront shoreline is also conveyed with the sale. Panoramic views steal the show both inside and out. The kitchen, dining room, and main floor primary suite all take full advantage with expansive windows that bring the scenery in. Refinished hardwood floors, fresh paint, updated electrical, and remodeled bathrooms provide the perfect blend of character and modern updates. With 2,745 square feet across three levels, there's space to spread out and enjoy. The impressive 400 sq ft living room highlights the warmth and charm of the original hardwood floors. A truly unique feature-the main floor primary suite with vaulted ceilings and full bath-is accessed through a hidden bookcase built into the living room wall! Upstairs, you'll find two additional bedrooms with beautiful hardwood floors and a recently remodeled full bathroom. The inviting family room features a cozy corner fireplace, while the walkout basement offers abundant storage and flexible space for entertaining, hobbies, or recreation. All of this in a wonderful neighborhood just minutes from I-90, the Metra train, restaurants, shopping, and the Hemmens Cultural Center. This is a rare opportunity to own over an acre in town, enjoy exceptional privacy, and take in breathtaking Fox River views from one of Elgin's most scenic settings. Sold AS IS.

MLS# 12611531Listed April 8, 2026Residential
Property Details

Beds & Baths

Total Bedrooms3
Total Bathrooms3
Full Baths3
Half Baths0
Total Rooms8

Size & Structure

Living Area2,426 sqft
Garage Spaces2
Fireplaces1
Year Built1903
Lot Size1.070 acres

Location

CountyKane
TownshipElgin
Zip Code60120

Financial

List Price$459,000
Price / Sq Ft$189
Annual Taxes (2024)$9,666
Monthly Tax Est.$806
Parcel #0612126005
Interior Features

Appliances

RangeDishwasherRefrigeratorWasherDryer

Flooring

Hardwood

Heating

SteamBaseboardRadiator(s)

Cooling

Window Unit(s)

Basement

FinishedExterior EntryFull

Fireplace

Wood Burning
Exterior & Lot

Construction

Vinyl Siding

Roof

Asphalt

Foundation

Concrete Perimeter

Lot Features

Forest Preserve AdjacentWater RightsWoodedRear of LotMature TreesBacks to Trees/WoodsViews
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Parking

AsphaltYesGarage OwnedAttachedGarage
HOA & Community

HOA Includes

None

Community Features

SidewalksParkStreet Lights
Tax & Financial
Annual Taxes
$9,666
Tax Year 2024
Monthly Tax Est.
$806
per month
Price per Sq Ft
$189
per square foot
Property Location

362 1/2 River Bluff Road, Elgin, IL 60120 — Kane County

$459,000
$189 / sqft
362 1/2 River Bluff Road
3 bd3 ba2,426 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
4 days on market
2-car garage
1 fireplace
1.070 acres
$9,666/yr taxes
$3,218
estimated monthly payment
Principal & Interest
$2,412/mo
Property Tax
$806/mo
$459,000
20% — $91,800
3%50%
6.875%
3%12%
Loan Amount
$367,200
Down Payment
$91,800

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
john greene, Realtor
Agent: Ryan Kurtz
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Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

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