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$399,900

195 Clover Avenue, Cortland, IL 60112
4 Beds4 Baths3,927 sqft27 days
195 Clover Avenue·Cortland, IL 60112
4Bedrooms
4Bathrooms
3,927Sq Ft
2003Year Built
About This Home

This stunning home is full of custom upgrades and features a deep-pour, finished basement with a 5th bedroom AND full bath! From the moment you arrive, the charming brick walkway welcomes you through the front door into the foyer and living room. To the left is a private office with hardwood floors! The kitchen offers 42" cabinets with crown molding, ceramic backsplash, walk-in pantry, a peninsula and a prep island. Additional upgrades include stainless steel appliances and under cabinet lighting. The kitchen flows into the large family room with custom crown molding and tall windows that let in great sunlight! The sliding door in the breakfast area leads outside to a brick paver patio with lots of space to entertain, a firepit, gas line for your grill, low voltage lighting AND your own tranquil fountain! Enjoy a host of smart features including a smart thermostat, smart exterior light switches, Cat 6 wiring throughout, and surround sound on every level-plus it's pre-wired for outdoor speakers. Upstairs is equally impressive with wood flooring in all bedrooms, custom moldings, custom paint, decorative railings, and built-ins in two of the upstairs bedrooms. The spacious loft boasts dramatic floor-to-ceiling built-ins, while the upstairs laundry with cabinetry adds everyday convenience. Bathrooms feature granite countertops, including a double sink in the hall bath. Storage is abundant with walk-in closets and the primary bedroom closet, pantry and basement are outfitted with premium Elfa organizers! The finished, deep-pour basement expands your living space with a large recreation area, a full bathroom, and a spacious bedroom-all enhanced with luxury vinyl plank flooring, crown molding, and upgraded bathroom finishes. Last but not least, the 2-car garage is insulated and drywalled and complete with shelving, a service door, and 220V outlet for electric vehicle charging. This one owner home is truly move-in ready, offering luxury, technology, and convenience in one amazing package!

MLS# 12378017Listed May 29, 2025ResidentialSubdivision: Neucort Lakes
Property Details

Beds & Baths

Total Bedrooms4
Total Bathrooms4
Full Baths3
Half Baths1
Total Rooms12

Size & Structure

Living Area3,927 sqft
Garage Spaces2
Year Built2003
Lot Size139X60

Location

CountyDeKalb
TownshipCortland
SubdivisionNeucort Lakes
Zip Code60112

Financial

List Price$399,900
Price / Sq Ft$102
Annual Taxes (2024)$9,244
Monthly Tax Est.$770
Parcel #0920278009
Interior Features

Appliances

RangeMicrowaveDishwasherRefrigeratorStainless Steel Appliance(s)

Flooring

LaminateCarpet

Heating

Natural Gas

Cooling

Central Air

Basement

Finished9 ft + pourRec/Family AreaFull

Laundry

Upper LevelIn Unit
Exterior & Lot

Construction

Vinyl SidingStone

Roof

Asphalt

Foundation

Concrete Perimeter
Utilities & Parking

Sewer

Public Sewer

Water Source

Public

Parking

AsphaltGarage Door OpenerOn SiteGarage OwnedAttachedGarage
HOA & Community
HOA Fee
$63
Quarterly

HOA Includes

Insurance

Community Features

ParkCurbsSidewalksStreet Paved
Schools
Elementary
Cortland Elementary School
District: 428
Middle School
Huntley Middle School
District: 428
High School
De Kalb High School
District: 428
Tax & Financial
Annual Taxes
$9,244
Tax Year 2024
Monthly Tax Est.
$770
per month
Price per Sq Ft
$102
per square foot
Property Location

195 Clover Avenue, Cortland, IL 60112 — DeKalb County

$399,900
$102 / sqft
195 Clover Avenue
4 bd4 ba3,927 sqft
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
27 days on market
2-car garage
139X60
$9,244/yr taxes
$63 HOA (quarterly)
$2,893
estimated monthly payment
Principal & Interest
$2,102/mo
Property Tax
$770/mo
HOA
$21/mo
$399,900
20% — $79,980
3%50%
6.875%
3%12%
Loan Amount
$319,920
Down Payment
$79,980

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
RE/MAX All Pro - St Charles
Agent: Christine Currey
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