Closed

$620,000

3657 Bernard Street, Chicago, IL 60618
5 Beds2 Baths15 days
3657 Bernard Street·Chicago, IL 60618
5Bedrooms
2Bathrooms
1919Year Built
About This Home

Classic Chicago brick 2-flat in the heart of Avondale/Irving Park! This traditional building combines timeless character with modern updates, making it a smart choice for investors or owner-occupants alike. The first-floor unit offers 2 bedrooms, 1 bath, and spacious living and dining rooms with a brand-new heating system installed in 2023. The second-floor unit features 3 bedrooms and 1 bath, currently home to a long-term tenant of more than 10 years. Both units enjoy natural light, functional layouts, and the vintage charm that makes these Chicago flats so desirable. Exterior improvements include tuckpointing on three sides of the building, with only the south wall remaining-an excellent opportunity for the next owner to add value. A full basement provides storage and laundry, while the 2-car garage adds convenience and rental appeal. Both units are on month-to-month leases, offering flexibility for investors looking to reposition rents or for an owner-occupant ready to make this their own. Located on a tree-lined residential street, the property is ideally situated near public transit, parks, shopping, and dining, with easy access to the Kennedy Expressway and nearby neighborhoods including Logan Square, Irving Park, and Avondale. Don't miss this opportunity to own a well-maintained, traditional Chicago 2-flat in a thriving neighborhood-perfect for building wealth, creating long-term rental income, or enjoying multi-generational living.

MLS# 12453689Listed August 22, 2025Residential IncomeTraditional
Property Details

Beds & Baths

Total Bedrooms5
Total Bathrooms2
Total Rooms9

Size & Structure

Garage Spaces2
Year Built1919
Lot Size0.090 acres

Location

CountyCook
TownshipJefferson
Zip Code60618

Financial

List Price$620,000
Annual Taxes (2023)$8,403
Monthly Tax Est.$700
Parcel #13232290280000
Interior Features

Heating

Natural Gas

Basement

UnfinishedFull
Exterior & Lot

Construction

Brick

Roof

Flat

Foundation

Concrete Perimeter

Patio & Porch

Deck

Lot Features

Corner Lot
Utilities & Parking

Sewer

Public Sewer

Water Source

Lake MichiganPublic

Parking

Garage Door OpenerYesGarage OwnedDetachedGarage
HOA & Community

Community Features

CurbsSidewalksStreet LightsStreet Paved
Tax & Financial
Annual Taxes
$8,403
Tax Year 2023
Monthly Tax Est.
$700
per month
Property Location

3657 Bernard Street, Chicago, IL 60618 — Cook County

$620,000
3657 Bernard Street
5 bd2 ba
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
15 days on market
2-car garage
0.090 acres
$8,403/yr taxes
$3,959
estimated monthly payment
Principal & Interest
$3,258/mo
Property Tax
$700/mo
$620,000
20% — $124,000
3%50%
6.875%
3%12%
Loan Amount
$496,000
Down Payment
$124,000

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Equity Partners Real Estate, LLC
Agent: Tanya Orndorff
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Listing Courtesy: MRED as distributed by MLS GRID | @properties Christie's International Real Estate

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