Pending

$849,900

3634 Troy Street, Chicago, IL 60618
6 Beds5 Baths12 days
3634 Troy Street·Chicago, IL 60618
6Bedrooms
5Bathrooms
1922Year Built
About This Home

Legal two-unit building in Irving Park. The property consists of two three-bedroom units: a three-bedroom, two-bath unit and a three-bedroom, one-bath unit. A non-conforming garden-level unit with a full bathroom adds extra flexibility. The property is eligible by right for the Chicago ADU program, offering a buyer a path to add value by creating an additional legal unit. The garden-level space currently has its own bathroom and electric service. The existing garden unit is non-conforming, and any future use or conversion would need to be researched and approved by the buyer. Buyer to verify zoning, ADU eligibility and compliance. This property is perfect for house hackers looking to start their investment journey using conventional financing. The layout suits owner-occupants who want to live in one unit and offset the mortgage with the other, and investors seeking long-term rental demand. There is room to add value through interior renovations and rent optimization. The property is currently owner-occupied with no tenants in place, so it's an easy move-in. A new owner can live in one unit, set market rents on the other, and reposition the asset through strategic capital improvements. The property is in the heart of Irving Park, with tree-lined blocks / nearby parks / dining and shopping on Irving Park Road, Elston or Milwaukee. It has proximity to the Blue Line, Metra, or CTA bus routes, strong tenant demand and long-term appreciation drivers.

MLS# 12763542Listed September 21, 2026Residential Income
Property Details

Beds & Baths

Total Bedrooms6
Total Bathrooms5
Total Rooms17

Size & Structure

Garage Spaces2
Year Built1922
Lot Size30 x 125

Location

CountyCook
TownshipJefferson
Zip Code60618

Financial

List Price$849,900
Annual Taxes (2025)$8,734
Monthly Tax Est.$728
Parcel #13241240250000
Interior Features

Heating

Natural Gas

Basement

Partially FinishedFull
Exterior & Lot

Construction

Brick
Utilities & Parking

Sewer

Public Sewer

Water Source

Lake Michigan

Parking

Garage Door OpenerYesGarage OwnedDetachedGarage
Tax & Financial
Annual Taxes
$8,734
Tax Year 2025
Monthly Tax Est.
$728
per month
Property Location

3634 Troy Street, Chicago, IL 60618 — Cook County

$849,900
3634 Troy Street
6 bd5 ba
VL
Vittoria Logli
Top Glenview Agent

IL License 475.178467 · (847) 810-8438

Quick Facts
12 days on market
2-car garage
30 x 125
$8,734/yr taxes
$5,194
estimated monthly payment
Principal & Interest
$4,467/mo
Property Tax
$728/mo
$849,900
20% — $169,980
3%50%
6.875%
3%12%
Loan Amount
$679,920
Down Payment
$169,980

* Estimated payment only. Actual rates, taxes, and insurance may vary. Contact a lender for a personalized quote.

Listed by
Essex 312, LLC
Agent: Jack Doyle
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